Your Card Coach
The Problem How It Works Pricing Contact
For Small Business Owners

Stop leaving money on the table.

Most small business owners spending $40,000 a month on a single cashback card are losing roughly $15,000 a year in unclaimed rewards. We'll fix that in 75 minutes.

A Worked Example

Take a contractor spending $60,000 each month on materials, fuel, and overhead.

Earning Now
$7,200
per year, 1% cashback
→
Could Earn
$22,400
per year, optimized stack

That's $15,200 a year his current card isn't paying him. Welcome bonuses on the new cards add another $5,000 to $8,000 in year one alone.

Book a Discovery Call

15 minutes. No obligation.

The Quiet Problem

A real business deserves more than a hobbyist's setup.

Most small business owners pick a card once, usually the one their bank handed them, and never think about it again. Meanwhile, every dollar they spend is silently underpaid.

01
Banks don't tell you this
Your local bank's "business card" earns 1% on everything. The cards that earn 3 to 5 times in your spending categories are out there, but no one's marketing them to you.
02
Points blogs aren't for you
The internet is full of "travel hacking" content written for 28-year-olds chasing first-class flights. Nobody is sitting down with a plumber and walking through their actual spend.
03
It compounds, quietly
Every year you wait costs five figures. The contractor on a 1% card for ten years has handed his bank $100,000 or more in rewards he should have kept.
The Engagement

Four steps. One flat fee. That's it.

You'll know the exact value we're going to create for you before you pay a dollar. If we can't find it, you don't pay.

1

Discovery Call

A short conversation to understand your business, what you're spending, and what you'd want from a rewards strategy. We tell you on the call whether we can find you more value than the fee.

15 min. Free.
2

Spend Analysis

We take your numbers and build a side-by-side: what you're earning today versus what you'd earn with the right card stack. You see every category, every dollar, every cent of difference.

Done before our session
3

Strategy Session

A 75-minute working session where we walk through your new card stack, the application order, when to apply, what you'll earn, and what those points can actually buy. You leave with a written plan.

75 min. Together.
4

Redemption Support

When you're ready to actually use the points for a trip, a hotel, a flight upgrade, we help you find the best redemption and walk through the booking. Included.

As needed. Included.
Founding Client Rate

One flat fee. Everything included.

$875 $500

First five clients only. After that, the rate returns to $875.

What's Included

  • Full review of current spending and cards
  • Custom card-stack recommendation
  • 75-minute working strategy session
  • Written follow-up plan delivered within 24 hours
  • Redemption help whenever you're ready to book
Claim a Founding Spot

Our guarantee: if we can't find you significantly more value than the fee, you don't pay.

Optional. After Your Strategy.

Want us to keep it dialed in?

Card terms change. Transfer bonuses run all year. Your spending shifts. For clients who want to stay sharp without thinking about it, we offer an ongoing service.

The Quarterly Tune-Up
$97 / month
  • Monthly opportunity alerts. When a transfer bonus, new sign-up offer, or card-term change matters for your point balance, we tell you what to do.
  • Quarterly strategy reviews. Every 90 days, a 30-minute check-in to catch category shifts and adjust your stack.
  • Annual fee decision calls. Each time a card's annual fee posts, we walk through keep, downgrade, or cancel.
  • Unlimited redemption help. Any trip, any time. No per-booking fees.
  • Priority access. Direct line for questions between sessions. Answered within 24 hours.
Founding rate. First ten clients lock in $97/month for as long as they remain. Standard rate after that is $147/month. Month-to-month, cancel anytime, no setup fees.
Common Questions

The honest answers.

Will this hurt my credit score?
Opening a new card triggers a temporary 5-point drop that recovers in 6 to 12 months. If you're about to buy a home or refinance, we'll tell you to wait. Otherwise, the impact is minimal, and your overall credit profile usually improves over time as your available credit increases.
Do I need to travel a lot to make this worth it?
No. Points can be redeemed as statement credits, used for the trips you already take, or saved for future travel. Most clients use them for trips they were planning to take anyway, but at a fraction of the cash cost.
I carry a balance some months. Is this still for me?
Honestly, not yet. Interest rates on rewards cards run 20% or higher and will erase any rewards math. We'll tell you that upfront and recommend you focus on paying down your balance first. We're happy to revisit when that's resolved.
How is this different from a "points blog"?
Points blogs are written for travel hackers optimizing personal vacations. We work with business owners on their actual business spending, usually $20,000 to $100,000 or more per month, and design a strategy around their real cash flows. Different audience, different math, different outcomes.
Do I have to sign up for the ongoing service?
No. The one-time strategy is a complete engagement and works on its own. The Quarterly Tune-Up exists for clients who want us to keep the strategy current without them thinking about it. About half of our clients sign up; the other half do it themselves. Either is fine.
What if I'm not happy with the strategy?
If we can't find you significantly more value than the fee during the engagement, you don't pay. After the working session, if you decide the plan isn't right for you, we'll refund the fee. We'd rather have you tell five other business owners about us than collect $500 once.
Get In Touch

Tell us about your business and we'll be in touch.

The discovery call is short, free, and useful even if we don't end up working together. We'll tell you on the call whether your spending profile justifies the engagement.

Most clients hear back within one business day.

We'll never share your information. Period.

✓ Thank you. We'll be in touch within one business day.